What Is Your Superannuation Fund?
The Australian government allows individuals to access their superannuation early on compassionate grounds, including for necessary dental treatments. This program is designed to support those whose oral health needs affect their daily life, offering a pathway to get the care you deserve.
Whether it’s restoring functionality, relieving pain, or improving overall health, this program could help fund treatments like:
- Dental implants
- Crowns and bridges
- Orthodontics, including braces or Invisalign
- All-on-4 and full-mouth rehabilitation
At Smile Lounge, we’ll ensure you’re informed and supported every step of the way.
How We Help You Access Your Super
The process may sound daunting, but we’re here to make it simple. Here’s how we’ll guide you:
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Consultation and Assessment
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Personalised Treatment Plan
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Provide Supporting Medical Documents
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Application Assistance
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Follow-Up with ATO Support
Your comfort is our priority, and we’ll handle the complexities so you can focus on achieving the smile you’ve always wanted.

Who Is Eligible?
Eligibility is determined by the ATO and typically includes:
- Treatments necessary to alleviate pain, restore function, or address serious dental conditions.
- Cases where a lack of treatment would result in further deterioration of oral or general health.
- A recommendation from a registered medical or dental practitioner.
Not sure if you qualify? Our team is here to help assess your situation and provide clarity.
FAQS
What treatments are covered under the ‘Access My Super’ program?
The program covers treatments that are medically necessary, such as dental implants, crowns, bridges, orthodontics, and full-mouth rehabilitation. Elective or purely cosmetic procedures are not typically eligible.
How long does the process take?
The timeframe can vary, but most applications are processed within 2–4 weeks. Our team works diligently to ensure your application is submitted accurately to avoid delays.
Do I have to pay upfront?
Once your application is approved, your superannuation funds are released to cover the cost of treatment. Our flexible payment plans can also help bridge any gaps if needed.
Who is eligible for the Early Release of Super for medical treatments?
Can I access my super for my dental treatment?
What type of treatment can I gain approval for?
Can I use my super to pay for my children’s dental treatment?
Are there any limitations on the amount of super I can withdraw?
I don’t have enough super; can I access another person’s super for my treatment?
How long does the application process take?
Access Your Super?
Transforming your smile has never been more accessible. With Smile Lounge by your side, you’ll have the guidance, care, and expertise to navigate the ‘Access My Super’ program with ease.
Call us at (03) 8820 1115 or complete our booking form today to start your journey toward a healthier, brighter smile.
