Your Smile, Funded by Your Super

Access My Super

Access My Super Smile Lounge Access Super For Dental Treatments | Superannuation Access for Dentistry

Did you know your superannuation could be the key to transforming your oral health?

If dental treatments are impacting your quality of life, accessing your super on compassionate grounds might just be the solution you’ve been looking for.

At Smile Lounge in South East Melbourne, we’re here to guide you through the process from start to finish, making it as smooth and stress-free as possible. Your health and comfort come first, and we’ll handle the paperwork so you can focus on what truly matters—your smile.

What Is Your Superannuation Fund?

The Australian government allows individuals to access their superannuation early on compassionate grounds, including for necessary dental treatments. This program is designed to support those whose oral health needs affect their daily life, offering a pathway to get the care you deserve.

Whether it’s restoring functionality, relieving pain, or improving overall health, this program could help fund treatments like:

At Smile Lounge, we’ll ensure you’re informed and supported every step of the way.

How We Help You Access Your Super

The process may sound daunting, but we’re here to make it simple. Here’s how we’ll guide you:

  1. Consultation and Assessment
  2. Personalised Treatment Plan
  3. Provide Supporting Medical Documents
  4. Application Assistance
  5. Follow-Up with ATO Support

Your comfort is our priority, and we’ll handle the complexities so you can focus on achieving the smile you’ve always wanted.

Welcome To Smile Lounge

Who Is Eligible?

Eligibility is determined by the ATO and typically includes:

  • Treatments necessary to alleviate pain, restore function, or address serious dental conditions.
  • Cases where a lack of treatment would result in further deterioration of oral or general health.
  • A recommendation from a registered medical or dental practitioner.

Not sure if you qualify? Our team is here to help assess your situation and provide clarity.

FAQS

What treatments are covered under the ‘Access My Super’ program?

The program covers treatments that are medically necessary, such as dental implants, crowns, bridges, orthodontics, and full-mouth rehabilitation. Elective or purely cosmetic procedures are not typically eligible.

How long does the process take?

The timeframe can vary, but most applications are processed within 2–4 weeks. Our team works diligently to ensure your application is submitted accurately to avoid delays.

Do I have to pay upfront?

Once your application is approved, your superannuation funds are released to cover the cost of treatment. Our flexible payment plans can also help bridge any gaps if needed.

Who is eligible for the Early Release of Super for medical treatments?
All Australian citizens can apply for the early release of superannuation on compassionate grounds to help cover the cost of medical treatments.
Can I access my super for my dental treatment?
Yes, you can access your super for your dental treatment. Access My Super can help you or any of your dependants to access your super to help cover the cost of your dental treatment.
What type of treatment can I gain approval for?
Access My Super can help you access your super to cover the cost of a variety of dental and orthodontic treatments including braces, crowns, general dental, implants, orthodontics, periodontics and many more.
Can I use my super to pay for my children’s dental treatment?
Yes, you can help any dependants including immediate or non-immediate family member.
Are there any limitations on the amount of super I can withdraw?
No, there are no limitations on the amount of super you can withdraw. You are eligible to withdraw the amount required for your treatment as little or as big it may be.
I don’t have enough super; can I access another person’s super for my treatment?
Yes, you can access the super of your spouse, partner or other dependants to cover the cost of your treatment.
How long does the application process take?
Standard processing time is 14-21 business days to get your Letter of Approval, once your application has been lodged with the ATO. We keep you up to date throughout the application process.

Access Your Super?

Transforming your smile has never been more accessible. With Smile Lounge by your side, you’ll have the guidance, care, and expertise to navigate the ‘Access My Super’ program with ease.

Call us at (03) 8820 1115 or complete our booking form today to start your journey toward a healthier, brighter smile.

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